All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.
Finance your home improvement projects with LightStream, the nation’s premier online consumer lender and a division of SunTrust Bank. Not only are you getting low rates, flexible terms and no fees, but the entire process from start to finish is undeniably simple.
When you finance with LightStream, your good credit will be rewarded.
Good credit customers deserve a low-interest, fixed-rate loan. LightStream’s low rates are even backed by their Rate Beat Program, so you can be extra confident you’re getting the best rate.
You’re in control of your LightStream loan.
Financing with LightStream means you can choose payment terms that fit your budget. Get a home improvement loan from $5,000 to $100,000 with flexible terms to make repaying your fixed-rate loan even easier.
Whole project funding. No fees. No home equity requirements.
When you finance with LightStream, you don’t have to deal with fees, prepayment penalties, appraisals or home equity requirements. LightStream is focused on making the process seamless for you without giving you hoops to jump through.
Get your funds, fast.
LightStream’s easy, online application process is followed by quick funds. When you fill out your application and complete all of your loan information by 2:30pm EST, LightStream can get funds over to you as soon as the same day you apply!
The process is easier and faster than you can imagine!
Click below to apply. You will receive a response shortly during business hours.
Complete LightStream loan application; watch your email for updates.
Funds are deposited directly into your bank account. Complete your project!
Apply below with LightStream’s hassle-free, online application.
Use their monthly payment calculator to make it easy to find the best rate and terms for you.
LightStream plants a tree with every loan. Your loan makes a difference!
*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates without Autopay may be higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
SunTrust Bank is an Equal Housing Lender. © SunTrust Banks, Inc. All rights reserved. LightStream and SunTrust are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank.